RMD Calculator
Required Minimum Distribution
Results
| Required Minimum Distribution | — |
|---|---|
| Distribution Period | — |
| RMD as % of Balance | — |
What Is an RMD?
The IRS requires minimum withdrawals from most tax-deferred retirement accounts once you reach a certain age. The amount is your prior-year-end balance divided by a life-expectancy factor from the Uniform Lifetime Table.
How to Use This Calculator
- Enter your IRA or 401(k) balance as of December 31 of the prior year.
- Enter your age for the current distribution year.
- The result is the minimum you must withdraw (you may take more).
Disclaimer. This calculator is for informational purposes only. RMD start ages, tables, and exceptions vary by account type and beneficiary; consult a tax professional.