Mutual Fund Calculator
Investment Settings
Mutual Fund Net Growth
| Ending Balance (Net) | — |
|---|---|
| Total Principal Invested | — |
| Total Fees Paid | — |
| Total Gross Return | — |
How Mutual Fund Fees Impact Returns
Mutual funds charge fees to cover the costs of running the fund. These fees are subtracted directly from the fund's assets, meaning they directly reduce your investment returns.
Types of Mutual Fund Fees
- Front-End Load: A sales charge paid at the time of purchase. For example, if you invest $10,000 in a fund with a 5% front load, $500 goes to the fee and only $9,500 is actually invested.
- Annual Expense Ratio: The ongoing cost of fund operations, charged as a percentage of assets under management. It is calculated daily and deducted from the fund's value annually.
- Back-End Load (Redemption Fee): A fee charged when you sell (redeem) your mutual fund shares, usually calculated as a percentage of the redemption value.
Disclaimer. This calculator is for informational purposes only. Actual mutual fund performance and fee structures may vary.