Lease Calculator
Lease Details
Results
| Monthly Payment | — |
|---|---|
| Depreciation Charge | — |
| Finance Charge | — |
| Total Lease Cost | — |
How Lease Payments Work
A lease payment covers depreciation (the asset value you use during the term) plus a finance charge based on the capitalized cost and residual value.
Depreciation = (Cap Cost − Residual) ÷ Term · Finance = (Cap Cost + Residual) × Money Factor
Money factor converts from APR: Money Factor ≈ APR ÷ 2400.
Disclaimer. This calculator is for informational purposes only and is not professional financial advice. Actual leases may include acquisition fees, taxes, mileage limits, and end-of-lease charges not modeled here.