Future Value Terms

Present Value (PV, starting amount) ($)

Annual Interest Rate (% per year)

Time Period

Years

Months

Compounding Frequency

Periodic Payment (PMT, optional) ($)

Payment Timing

Calculation Results

Future Value (FV)	—
Total Principal	—
Total Interest Earned	—

What is Future Value?

**Future Value (FV)** calculates what a current asset or sum of money will be worth at a specific date in the future, assuming a constant rate of growth or interest.

The Future Value Formula

For basic discrete compounding:

FV = PV × (1 + r/n)^(n*t)

Where:

FV is the Future Value
PV is the Present Value (initial principal)
r is the annual interest rate (as a decimal)
n is the compounding frequency per year
t is the time in years

Disclaimer. This calculator is for informational purposes only. Actual returns depend on market factors and are not guaranteed.