401(k) Projection

Basic Info

Current Age

Current Annual Salary ($)

Current 401(k) Balance ($)

Contribution (% of salary)

Employer Match (%) Match rate on eligible contributions (50% = half of your contribution).

Employer Match Limit (% of salary)

Projections

Expected Retirement Age

Life Expectancy

Expected Salary Increase (%/year)

Expected Annual Return (%)

Expected Inflation Rate (%/year)

Results

Balance at Retirement	—
Total Contributions	—
Employee Contributions	—
Employer Match	—
Investment Returns	—

Withdrawal

Understanding Your 401(k) Projection

This calculator projects your 401(k) year by year: salary grows annually, you contribute a percentage of pay, and your employer matches up to a stated limit. Investment returns are applied on the balance plus half of each year's contributions, matching common retirement planner assumptions.

Disclaimer. This calculator is for informational purposes only. Plan rules, vesting schedules, contribution limits, and investment returns vary.